About Us

The company I.S.P. (International Social Protection B.V.) provides insurance intermediary services, either as broker or as consultant.

We are exclusively dedicated to the employee benefits of expatriates and internationally mobile personnel.

I.S.P. was initially established in 1996 in order to function as MGA - Managing General Agent for the entire corporate department of D.K.V. – Deutsche Kranken Versicherung, the leading healthcare insurer in Belgium. This position enabled I.S.P. to gain a lot of insight and expertise in corporate healthcare insurance, especially about the underwriting process, involving the risk analysis and its resulting pricing but also about the claims/premium ratios of each group contract and the consequent pricing decisions to be taken at yearly renewals.

Over the years, I.S.P. diversified its field of operation, by not only focusing on healthcare, but also on the three other employee benefits being Life, Disability and Pension.

I.S.P. is a family enterprise with the necessary expertise, providing a lean, no-nonsense and unrelenting service.

We are proud of our value to act at all times in the best interests of the company which appointed us as broker or as consultant.

We provide advice either in English, Spanish, French or Dutch.  

Specialised insurance broker and consultant exclusively dedicated to International Employee Benefits regarding Life, Disability, Healthcare and Pension. We advise and assist international companies protect their expatriate.

Philippe Van Lerberghe

Founder & Chairman of the Board

Relations with insurers - Policy negotiations & claims

Specialised insurance broker and consultant exclusively dedicated to International Employee Benefits regarding Life, Disability, Healthcare and Pension. We advise and assist international companies protect their expatriate.

Kenza Van Lerberghe

Board Member

Head of Account management

Willem Van Meenen

Independent Board Member